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When most people think of Medicaid, they think of short-term insurance needs for low-income families or individuals. However, there is a lot more to the Medicaid system than just that. In fact, many people are unaware of the long-term Medicaid services that are available for those who are in medical or financial need and don't yet qualify for Medicare. Here's a look at some of the things that you should understand about long-term Medicaid services so that you can determine if it's the right solution for your situation.
What Exactly Are Medicaid Long-Term Services?
Long-term services under the Medicaid program include things like nursing home care, resident patient services, and ongoing supportive care needs. Things that are necessary for chronic condition treatment, not acute services, typically fall under the long-term care determinations. If you're in a position where you or a family member need services like this, you'll want to talk with your Medicaid caseworker about the long-term service options to ensure ongoing coverage.
How Do You Qualify For Long-Term Services Under The Medicaid Program?
Long-term services are handled similarly to the standard Medicaid services program. There's an income qualification that you must meet, an asset means test, and sometimes a medical needs test as well. Depending on the type of long-term service you're seeking, the guidelines for eligibility may vary. Your caseworker can help you understand what the specific guidelines are for the coverage that you need.
What Types Of Conditions Qualify Under Long-Term Care Services?
It's important to understand the types of conditions that long-term care services will cover. For example, Medicaid long-term care will cover nursing home care for those with traumatic brain injuries, cognitive developmental disorders, mobility limitations, dementia, and more. Medicaid long-term services also cover things like in-home supportive care for those with disabilities, including cognitive, behavioral, and physical conditions.
Wheelchair-bound patients, those with incontinence issues, memory care needs, chronic autoimmune conditions, and anything else that qualifies as a disability can often qualify for long-term Medicaid services as well. You just have to talk with your caseworker about the guidelines to see if your loved one is eligible.
These are some of the most important things to know when it comes to long-term Medicaid services. Understanding how you can get your loved one the care that they need without the financial burden on your family is beneficial, especially when you're struggling to make ends meet already. Talk with your caseworker today for more support.
For more information about long-term Medicaid services, contact a local professional.
Share1 September 2022
